You’ve dreamt of this moment for a long time. You’re finally ready to buy a home!
But do you know how to buy a house?
Your first step should be to get your financing in order.
Lenders need to make sure you can afford the home. They’ll do this by checking your credit, evaluating your income, and your assets. Before you choose a mortgage lender, you should know how to tell when you’re ready to buy a house.
So how do you know when you’re ready to buy a home? Ask yourself these questions:
You should be ready to call a place ‘your home’ without bouncing around – you see yourself sticking around for at least 5 years. It’s also important to be in a career you see yourself staying in for the foreseeable future, and of course, you need money saved to put down and to handle any housing emergencies.
If this sounds like you, you’re ready to walk through the steps of buying a house.
Your mortgage financing is just as important as finding your dream home unless you’re buying a house with cash.
It’s important to get a loan that fits your income, lifestyle, and budget. Here’s what we offer at Priva Mortgage:
We offer a large selection of loans that fits all income and credit types. You don’t need perfect credit or a large down payment. Whether you need an interest-only loan while you save more money to afford the full principal and interest payment or you need a jumbo loan to borrow over $647,200, we’ve got you covered.
Contact us for financing on single-family homes, multi-family homes, primary residences, investment homes, or vacation homes
Priva Mortgage treats every borrower as an individual. We know that no two borrowers have the same needs.
Our fast approval system helps you understand your options so you can make buying decisions without feeling overwhelmed. Our licensed professionals also get to know you and your financial situation so we can help you choose the loan that suits you now and will continue to be viable in the future.
We put customer satisfaction first, ensuring you understand your options, have all your questions answered, and of course, have the funds you need on time so you can close on your dream home
If you’re ready to buy a home, contact the professionals at Priva Mortgage today. We’ll get right to work, getting to know you and your financial needs to help you get the financing for your dream home.
Whether you’ve already looked at homes or you’re just thinking about buying your first home, we’re here for you. Contact us today!